BAD IDEA
Should I buy now and pay later for chocolate I plan to eat immediately?
Buying chocolate now and paying later is a fast way to turn sweet cravings into bitter debt.
If you're planning to eat the chocolate immediately but delay payment, you're basically putting a tiny indulgence on the credit tab. It might sound convenient, but it's a shortcut to paying interest or missing payments for something that doesn't appreciate like a fine wine. Just buy the chocolate upfront and save yourself the buyer's remorse when the bill arrives.
